Insights to Empower Your Financial Journey

What 401(k) and IRA Accounts Really Cost You

Many individuals I have the pleasure of working with really don't know their true costs of investing. They get statements and some get...

What Message is Your 401(k) Sending?

It's time to think more deeply about what messages your 401(k) is sending to employees.  So much focus has been on using nudges and...

Auto-Portability Feature Sidesteps Fiduciary Advice

Much progress has been made over the last decade to protect retirement investors from imprudent advice and unsuitable products. The...

FAFSA Filing Tips

Whether you're a seasoned veteran or a brand new filer, the Free Application for Federal Student Aid (FAFSA) offers many opportunities to...

GAO Report on Financial Aid Award Letters Misses the Bigger Cost Transparency Issue

Today, the U.S. Government accountability Office released a report confirming what many of us already know. The lack of transparency on...

When a 401(k) Match Isn't a Benefit

Plan fees can turn coveted benefits into a cost center for employees. Alternatives are underutilized, but available.