Recent Blogs

If your 401(k) feels more like a holding tank than a wealth-building tool, it's not just your imagination running wild. Many American workers have their retirement savings trapped in places that limit access, layer on fees, and quietly erode returns.

When the government owns part of a company, it faces an unavoidable conflict of interest...The danger isn’t that America suddenly turns socialist—it’s that free enterprise slowly becomes state-dependent. Capitalism works because the game is fair, the rules are known, and the referee doesn’t care who wins. Once the referee owns the team, that trust disappears. And without trust, no market—no matter how wealthy or advanced—can stand.

The combination of high costs, valuation risk, and a general lack of transparency have kept private investments on the sideline to date - they just haven't been able to clear the prudent investment bar. Loosening regulations likely won't change that without some significant changes in the private equity product space, which won't change overnight. With retirement plan litigation on the rise, why would a fiduciary take the risk on this when they don't have to?