Plan Design

One Change That Can Take Your Retirement Benefits From Good to Great

Most employers, and their fiduciary committees, have been trained by their service providers that exceptional plans are characterized by...

Starter(k): A Solution in Search of a Market?

When it comes to selecting the ideal retirement plan for your employees, it's essential to explore all available options. Beginning in...

The Benefits of Simplification

Ever wonder why 401(k) plans cost so much to run when you can open an IRA directly at a custodian and automate contributions for minimal,...

Does Automatic Enrollment Increase Net Worth?

It's no secret that automatic enrollment provisions in retirement plans improves participation rates. Most providers (especially those...

Eliminating Excess Costs in Retirement Plans

Small and mid-sized businesses often have expensive retirement programs, but many of them don't realize what the true cost is. This is,...

On-Demand Pay: An Administrative Trap?

Don't overlook your retirement plan when adding on-demand pay.

What Message is Your 401(k) Sending?

It's time to think more deeply about what messages your 401(k) is sending to employees. So much focus has been on using nudges and...

When a 401(k) Match Isn't a Benefit

Plan fees can turn coveted benefits into a cost center for employees. Alternatives are underutilized, but available.