Workplace Financial Solutions for Small Business
Is your retirement plan making your benefits package stand out? Probably not.
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Our non-traditional approach to workplace financial solutions focuses on improving your employees financial condition, not just their plan balance.
Give your employees a financial solution that puts their family first.​
Efficient Plan Design
In our view, the most important metric for workplace savings solutions is cost efficiency. This has three main components:
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Breaking the link between fees and assets, we don't charge asset based fees and prefer service providers with fixed rates
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Taking advantage of available tax deductions and/or credits
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Offering cost efficient investments
We help employers design solutions that are efficient savings vehicles that drive value to both businesses and their employees.
Personalized Financial Advice
Your employees want more than just retirement advice, they want financial advice. What advice they want depends on where they are in life. Financial priorities change over time and while retirement planning may be a part of the picture, it's just one part. Provide employees and their families with access to the financial advice that matters to them. ​
Fiduciary Services
There are many facets of managing a retirement plan that require specialized expertise. We offer the following fiduciary services to plan sponsors to help the plan run smoothly.
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3(38) Investment Management
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3(21) Investment Advisory
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3(16) Plan Administration​
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In addition to being a fiduciary on the plan level, we also accept fiduciary duties on the individual level.
Fiduciary Audits
One of the biggest risks that plan sponsors face is not knowing what questions to ask their providers. This can lead to unfulfilled responsibilities slipping through the cracks. We can help by:
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Reviewing your contracts and services to identify what is slipping through the cracks​ and provide recommendations to close the gaps​
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Sit on your side of the table at committee meetings as an expert advocate to challenge your providers
Transform Your Retirement Plan Now!
Ready to transform your retirement plan into the financial plans your employees are longing for?
Ready to stop measuring "plan" successes and start measuring employee successes?
Book an appointment with us today and we'll get your employees on the right track with their entire financial plan!
EMPLOYEES WANT HELP
87%
Of employees indicated they want help making their personal finance decisions.
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66%
Of plan participants think employers should provide access to financial planning/coaching. This jumps to 74% for participants under age 30.
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Source: JPMorgan 2021 Defined Contribution Plan Participant Survey
72%
Of employees whose financial stress increased during the pandemic indicated they would be attracted to another company that cares more about their financial wellness than their current company.
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