Insights to Empower Your Financial Journey

If your 401(k) feels more like a holding tank than a wealth-building tool, it's not just your imagination running wild. Many American workers have their retirement savings trapped in places that limit access, layer on fees, and quietly erode returns.

When the government owns part of a company, it faces an unavoidable conflict of interest...The danger isn’t that America suddenly turns socialist—it’s that free enterprise slowly becomes state-dependent. Capitalism works because the game is fair, the rules are known, and the referee doesn’t care who wins. Once the referee owns the team, that trust disappears. And without trust, no market—no matter how wealthy or advanced—can stand.

The combination of high costs, valuation risk, and a general lack of transparency have kept private investments on the sideline to date - they just haven't been able to clear the prudent investment bar. Loosening regulations likely won't change that without some significant changes in the private equity product space, which won't change overnight. With retirement plan litigation on the rise, why would a fiduciary take the risk on this when they don't have to?

If you think index investing means you’ve opted out of all the decision-making... think again.

When it comes to planning for retirement, many investors turn to Roth 401(k)s for their tax advantages. These accounts allow individuals...

Investing is not just about picking the right stocks; it's about choreographing a dance that allows you to keep more of what you make.

Nowadays, many people are talking about ESG, which stands for environmental, social, and governance factors, and how they should be...

In my experience, plan fiduciaries often assert “facts” about plan services that simply aren’t representative of the investment services...