The Chart You Won't Find in Enrollment Materials
If you've ever become eligible for your employer's 401(k) plan, you know there's a lot of material provided to you. Enrollment forms,...
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- Jul 19
- 3 min
One Change That Can Take Your Retirement Benefits From Good to Great
Most employers, and their fiduciary committees, have been trained by their service providers that exceptional plans are characterized by...
- Jun 22
- 2 min
Starter(k): A Solution in Search of a Market?
When it comes to selecting the ideal retirement plan for your employees, it's essential to explore all available options. Beginning in...
- Jun 9
- 2 min
The Benefits of Simplification
Ever wonder why 401(k) plans cost so much to run when you can open an IRA directly at a custodian and automate contributions for minimal,...
- May 11
- 2 min
Does Automatic Enrollment Increase Net Worth?
It's no secret that automatic enrollment provisions in retirement plans improves participation rates. Most providers (especially those...
- Apr 27
- 3 min
Work: Blessing or Curse?
What if retirement isn't just a way to fund a contented life without a paycheck? What if retirement and work aren't mutually exclusive? ...
- Apr 5
- 2 min
Eliminating Excess Costs in Retirement Plans
Small and mid-sized businesses often have expensive retirement programs, but many of them don't realize what the true cost is. This is,...
- Mar 29
- 2 min
ESG Rule - Tyrannical or Enabling?
Nowadays, many people are talking about ESG, which stands for environmental, social, and governance factors, and how they should be...
- Mar 7
- 3 min
On-Demand Pay: An Administrative Trap?
Don't overlook your retirement plan when adding on-demand pay.
- Dec 27, 2022
- 3 min
The Truth About Roth Contributions
SECURE 2.0 contains several provisions designed to drive more Roth contributions into workplace retirement plans.
- Dec 14, 2022
- 6 min
What 401(k) and IRA Accounts Really Cost You
Many individuals I have the pleasure of working with really don't know their true costs of investing. They get statements and some get...
- Dec 13, 2022
- 4 min
Auto-Portability Feature Sidesteps Fiduciary Advice
Much progress has been made over the last decade to protect retirement investors from imprudent advice and unsuitable products. The...
- Dec 5, 2022
- 2 min
GAO Report on Financial Aid Award Letters Misses the Bigger Cost Transparency Issue
Today, the U.S. Government accountability Office released a report confirming what many of us already know. The lack of transparency on...
- Nov 29, 2022
- 2 min
What Message is Your 401(k) Sending?
It's time to think more deeply about what messages your 401(k) is sending to employees. Â So much focus has been on using nudges and...
- Oct 5, 2022
- 2 min
FAFSA Filing Tips
Whether you're a seasoned veteran or a brand new filer, the Free Application for Federal Student Aid (FAFSA) offers many opportunities to...
- Sep 8, 2022
- 2 min
When a 401(k) Match Isn't a Benefit
Plan fees can turn coveted benefits into a cost center for employees. Alternatives are underutilized, but available.
- Jun 23, 2022
- 4 min
EARN Act: The Good, the Bad & the Ugly
On June 22nd, the Senate Finance Committee unanimously passed the Enhancing American Retirement Now (EARN) Act, which will be combined...
- Jun 16, 2022
- 2 min
Introducing the NEW 401(k)!
Innovative communities shouldn't be stuck with a traditional 401(k). Northeast Wisconsin businesses can bring their retirement plan to a...
- Jun 6, 2022
- 1 min
What's in an Index?
It seems everyone has an opinion on everything these days, but investing in a low-cost index fund seems like an almost universally...
- May 13, 2022
- 3 min
Are Cryptocurrencies Prudent 401(k) Investments?
The recent news that Fidelity, one of the nations largest 401(k) recordkeepers, will allow Bitcoin as a 401(k) investment in their client...
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